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Another of the pillars in that the work of FondoMicro
has been sustained in the last decade has been its program of investigations.
The necessity to know the market in that it will operate scientifically
motivated the creation of a program of investigations that initially was
not contemplated in the initial project of the institution.
This way, the idea arises of carrying out empiric investigations to identify
the characteristics of the micro and small companies of the country, some
of which were clients of the institutions that had microfinanzas programs.
This, in turn, was a form of guaranteeing the investment of the Agreement
of Cooperation signed with the AID assisting a market it puts clearly
identified. This program was anchored by AID from its beginnings in the
year 1992.
With this objective contacts settled down with the Department of Economy
of the University of the State of Michigan where operated the only program
in the world dedicated to these tasks that he/she had carried out 21 investigations
on the sector of the microempresas in same number of countries.
In the year 1992 the University of Michigan was hired to carry out a first
base survey that he/she had as objective to measure the dimension of the
sector and to study its fundamental variables being transferred the investigation
methodology to a national team with vast experience in investigations.
The results of the first survey of FondoMicro allowed to quantify the
sector of the microempresa in the country, estimating their contribution
to the Internal Product Bruto and putting on the mat the contribution
from these companies to the economy outside of the context of countable"
"residuals in the national bills. Starting from this, enfásis
was made in continuing investigating on these companies, the effervescent
dynamics that exists for the companies that you/they enter and they leave
the market, the structural differentiation according to its development
levels, its capacity of employment generation and patrimony accumulation.
SURVEYS
A year 2000, they have been carried out 10 national surveys on the micro
and small companies where diverse aspects were investigated on the sector,
such as financial services, productivity, informality, forces labor, migration,
remittances, education and other topics that they allowed to know the
universe microempresarial more deeply.
With the interest of diffusing the results of these investigations, FondoMicro
has published 21 books it has more than enough studies that have been
carried out from the socio-economic, anthropological perspectives, of
gender, econométrica, financial and educational. In the annex a
brief sipnosis of the titles is presented that form part of the editorial
line of the institution on the topic of the microempresas in the country.
UTILITY OF OUR Investigations
These informations have been vital and very useful for public, private
and international organisms. The makers of politicians have been able
to understand the reality that underlies behind the dimension microempresarial
better and to develop programs chord with the characteristics of these
companies. In the formal financial system they have been carried out programs
guided toward this segment of the empresariado that you/they have allowed
that more and more managers can consent to credits. Likewise the entities
reguladoras of the financial system have established norms chord with
the dimension, it structures and financial flow of the micro and small
companies, facilitating the attention of these companies on the part of
the commercial banking.
Therefore, the readiness of informations on the sector of the microempresa
has impacted in the valuation of the society on the important contribution
that these business make to the economy and, in turn, about the own manager's
valuation about its paper in the society.
The informations that have thrown the investigations of FondoMicro have
allowed to place to the microempresas like a calendar point in the programs
of the political candidates, of the government strategists and of economic
politics's makers.
At the moment FondoMicro has the widest database on the sector of the
microempresas in the country and it is the only private institution that
annually and in an uninterrupted way he/she has carried out investigations
on the dynamics of a sector offering up-to-date informations and with
statistical solidity.
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